A Young Man’s Benefit: The Independent Order of Odd Fellows by George Emery, Herbert Emery

By George Emery, Herbert Emery

Using cliometric equipment and files from six grand-lodge records, a tender Man's gain rejects the normal knowledge approximately pleasant societies and illness coverage, arguing that IOOF motels have been financially sound associations, have been extra effective than advertisement insurers, and met a industry call for headed by way of younger males who lacked choices to marketplace coverage, now not older males who had an above-average chance of disease incapacity. Emery and Emery convey that many younger males joined the atypical Fellows for ailment assurance and give up the society as soon as self-insurance - rate reductions - or relatives coverage - secondary earning from older kids - made it possible for them. The older males, who valued the social advantages of club and didn't desire the ill profit, progressively grew to become a majority and dismantled the IOOF's assurance provisions.

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Extra info for A Young Man’s Benefit: The Independent Order of Odd Fellows and Sickness Insurance in the United States and Canada, 1860-1929

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The Encampment Branch This branch consisted of local encampments and state (or provincial) grand encampments. An encampment was a higher-degree lodge for Odd Fellows who held the four lodge degrees. Its members, known as patriarchs, held up to three higher degrees of membership in the IOOF. The chief patriarch was the presiding officer for an encampment. The grand patriarch was the presiding officer for a grand encampment. Like a grand lodge, a grand encampment elected one or two grand representatives, depending on whether it had one thousand members.

The evidence shows that the IOOF'S clients were adult white men, most of them Anglo-Protestants. They came from all social classes, but predominantly from the ranks of better-paid workers and lower middleclass men. They had above-average health and had satisfied the IOOF'S moral requirements for joiners. A larger percentage came from small urban places rather than large cities and rural places. " "The day the word 'white' is stricken from our constitution," the IOOF'S official historian exclaimed in 1897, "the star of Odd Fellowship will begin to descend.

In 1819 the largest British society, the IOOF Manchester Unity (IOOFMU), chartered a lodge in Baltimore, Maryland. By 1825 it had chartered nine lodges, four state grand lodges, and a national body, the grand lodge of the United States. During these early years, the Odd Fellows were mainly "English and Scotch operatives and tavern-keepers - plain, honest, uneducated, unpretending men, who were better fitted to follow the lead of capable rulers than to govern and guide" (Stillson, 1897: 234). Even so, the grand lodge of the United States asserted its sovereignty for American affairs in 1833 and ten years later separated from the IOOFMU to head a separate American organization.

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